Vision Realty

What Is Pre-approval?

Make sure you get approved for a loan prior to your home search.  It a guideline for how much you can afford. it will help you narrow down your home search from the start and allows you to be taken more seriously in the bidding stage if you already have that approval letter from your bank.  

It's simply a matter of talking to your lender and getting them the information they are requesting. After they have a couple days to check your financial situation then they will provide you with a letter.

Preapproval process: what you may need to bring with you.


• Federal tax returns for the last two years.
• W2s (or 1099 statements) for the last two years.
• Bank statements for the last two months.
• Recent pay stubs and proof of any other income.
• Proof of assets (stocks, mutual funds).
• Information about your current debts.
• Information about the source of your down payment and how much you have for a down payment, including gifts. (remember that a down payment is differnt than earnest money)

TIP
If you are thinking of buying a home DO NOT open ANY new credit card accounts or loans for at least six months prior and make sure you closed on your home before you purchase that new furniture too. DONT EVEN GO OUT 2 DAYS OR A DAY BEFORE CLOSING! WAIT!

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Local Expert Updates

Kimberly Dekkers Sales Associate (Real Estate Agent)

Kimberly Dekkers

Sales Associate

605.610.5138

712.722.0045


Rachel Hoogeveen Sales Associate (Real Estate Agent)

Rachel Hoogeveen

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Donna De Weerd Broker/Owner (Real Estate Agent)

Donna De Weerd

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712.441.5627

712.722.0045


Karen Schuiteman Office Assistant (Real Estate Agent)

Karen Schuiteman

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712.722.0045


Kristin De Jong  (Real Estate Agent)

Kristin De Jong

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Community Updates

Darla Van't Hul Sales Associate (Real Estate Agent)

Darla Van't Hul

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712.578.9621

darlamaevh@gmail.com

Boyden-Hull Community Schools

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Boyden-Hull students will learn the basics of education and will be provided with beneficial technology and expansive career opportunities. They will be encouraged to participate in community service,

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Darla Van't Hul Sales Associate (Real Estate Agent)

Darla Van't Hul

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712.578.9621

darlamaevh@gmail.com

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The mission of Western Christian High School is to provide God-centered secondary education to young men and women using the Bible and its principles as the foundation for the total curriculum.

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Donna De Weerd Broker/Owner (Real Estate Agent)

Donna De Weerd

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712.441.5627

donnadw@mtcnet.net

Things to Do With Leftover Produce From Your Garden

Local Happenings

Freeze or Can: Freezing vegetables and fruits are a great way to preserve the taste and benefits. Some tips include blanching, and storing them quickly in an airtight container. Canning is another

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